AwesomeCalcsMoney tools that make sense

Plan your monthly investments and see how they can grow over time.

See how a one-time investment could grow at different return rates.

Work out how long your withdrawals will last from a lump sum.

Model an SIP where you increase your contribution every year.

Model step-up SIPs, inflation, post-tax capital gains, a return sensitivity grid, and a realistic return range, all in one SIP planning tool.

See how a Systematic Transfer Plan moves money from a debt fund into equity over time.

Estimate mutual fund returns for both lump sum and SIP investment modes.

Calculate the annualised return on SIP or irregular investments using the XIRR method.

Find out how long it takes to reach your first crore with monthly SIP investments.

Figure out how much to invest each month to reach a financial goal.

The Real Estate Real Return Calculator finds the true annualised return on a property, net of buy and sell costs, compared against an FD and a 12% lumpsum/equity benchmark, not just the raw sale-price multiple.

See how much waiting to start a SIP actually costs you in lost returns.

See how much a fund fee like 1% a year can eat into your long-term SIP returns.

Calculate a bond current yield and yield to maturity from its price and coupon.

Work out your monthly loan instalment and total interest payable.

Plan your home loan EMIs and see the full repayment schedule.

Find out if switching your home loan to a new lender saves money after fees and transfer costs.

See how much interest you save and how much sooner you close your loan with an extra payment.

Compare up to 4 loan offers side by side and see which is cheapest once fees are included.

Estimate stamp duty and registration charges for a property purchase by state and buyer category.

Estimate EMIs for an education loan, including any moratorium period.

Work out your monthly car loan instalment and total interest payable.

Estimate your eligible gold loan amount from your gold's weight and purity, using RBI's current tiered LTV rules.

Estimate your eligible personal loan amount from your income, existing EMIs, and expected interest rate.

Find out how long it will take to save the down payment for a property or asset.

Compare the true cost of a loan under flat and reducing balance interest methods.

See how much interest you pay if you only make the minimum due payment on your credit card.

Find the maximum property price you can afford based on your income, existing EMIs, and loan terms.

Compare the true long-term cost of renting vs buying a home, with breakeven analysis and city-specific data.

Check whether a property rental income justifies its price with gross and net rental yield.

Compare the snowball and avalanche debt payoff methods: total interest paid, months to debt-free, and payoff order.

Split your monthly income into needs, wants, and savings, scaled to your income and household.

Find out how big your emergency fund should be based on your expenses, employment stability, dependents, and insurance.

Add up what you own and subtract what you owe to find your net worth.

Track how your Public Provident Fund balance grows with yearly contributions.

Estimate your Employee Provident Fund balance at retirement.

Calculate the maturity value of your fixed deposit.

See how your recurring deposit grows with regular monthly deposits.

Estimate the maturity amount for a Sukanya Samriddhi Yojana account.

Calculate the maturity value and year-by-year interest for National Savings Certificates.

Work out the monthly income you will receive from a Post Office MIS account.

Estimate quarterly payouts and total returns from a Senior Citizens Savings Scheme account.

See exactly when your Kisan Vikas Patra investment will double.

Find out how much you need to save to retire early and stay financially independent.

Estimate the corpus you will need to retire comfortably in India.

Project your National Pension System corpus and expected pension.

Find your monthly contribution and projected corpus under Atal Pension Yojana.

Find the fixed monthly payout that fully draws down your retirement corpus.

Get a suggested equity, debt, gold, and cash split based on your age.

Find out how much life insurance cover you need using income replacement, HLV, and needs-based methods.

Calculate your Human Life Value, the present value of your future net earnings, to determine the right insurance cover.

Calculate how much term insurance cover you need and estimate your annual premium.

Find out how much health insurance sum insured you should have, based on your age, city, and family size.

Compare your tax liability under the old and new regimes for FY 2025-26 side by side.

Calculate your HRA exemption for income tax purposes based on actual rent paid.

See how much tax you can save by investing in 80C, 80D, and other deduction-eligible instruments.

Decide whether the old or new tax regime saves you more money, with a clear recommendation based on your income and deductions.

Quickly find the TDS deductible on FD interest, rent, professional fees, and more.

Add or extract GST from any amount at 5%, 12%, 18%, or 28% rates.

Calculate GST late fees and interest for delayed GSTR-3B, GSTR-1, GSTR-9, and GSTR-4 filings.

Calculate your GST payable under the Composition Scheme and check your eligibility.

Work out your quarterly advance tax instalments and due dates.

Calculate the 1% TCS deducted on your e-commerce platform sales.

Calculate STCG or LTCG tax on selling a property, with Section 54 and 54EC exemptions.

Estimate Long Term Capital Gains tax on equity and debt investments for FY 2024-25.

Compare tax under Section 44AD, Section 44ADA, and Regular taxation side by side, with eligibility checked automatically.

Calculate your presumptive business income and tax under Section 44AD, 6% of digital turnover plus 8% of cash turnover.

Calculate your presumptive professional income and tax under Section 44ADA, 50% of gross receipts.

Calculate presumptive income for your goods transport vehicles under Section 44AE.

Calculate flat 30% tax and 1% TCS on cryptocurrency and VDA transactions under Indian tax rules.

Calculate income tax with senior and super senior citizen exemptions and the Section 80TTB deduction.

Quick CTC breakdown: see your basic, HRA, allowances, PF, and take-home at a glance.

Calculate your in-hand salary from CTC with Old vs New regime comparison. Also reverse: find CTC for a target take-home.

Calculate the exact percentage hike between your old and new salary after appraisal.

Find your new salary and hike amount from your current salary and hike percentage.

See how inflation can erode the value of your money over time.

Calculate how your money compounds over time at a given interest rate.

Quickly work out interest earned or owed using the simple interest formula.

Calculate the gratuity amount you are eligible for based on your service.

Calculate the return on any investment as an absolute and annualised percentage.

Find the Compound Annual Growth Rate of any investment over a given period.

Calculate the discounted price and total savings for single or double discounts.

Calculate the Internal Rate of Return for any project, real estate, or business investment with periodic cash flows.

Calculate the Net Present Value of a project or investment from its periodic cash flows and a discount rate.

Quickly estimate how many years it takes an investment to double at a given rate.